Step 1. Prepare the Cottage Cheese Base
Place cottage cheese in a bowl. For a smoother texture, blend briefly until creamy, then spread it in the bottom of a serving bowl.
Step 2. Cook the Protein
If using ground beef, cook it in a skillet with taco seasoning until fully cooked. If using black beans, warm them in a pan with a pinch of cumin and garlic powder.
Step 3. Add the Chips
Arrange tortilla chips on top of the cottage cheese base.
Step 4. Add the Protein Layer
Spoon the cooked beef or beans over the chips.
Step 5. Add Cheese and Salsa
Sprinkle shredded cheese over the bowl and add spoonfuls of salsa.
Step 6. Add Fresh Toppings
Top with diced tomatoes, shredded lettuce, red onion, avocado, and cilantro.
Step 7. Finish and Serve
Squeeze fresh lime juice over the bowl and add optional toppings such as jalapeños or hot sauce. Serve immediately.